Ed Swindell - Goldsboro Real Estate For Sale
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Homes For Sale - Goldsboro, Pikeville, Mount Olive, Seymour Johnson AFB (SJAFB), all of Wayne County

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Let us help you find out what you can afford! Our mortgage calculator will help
you determine loan amounts, mortgage qualification, or whether you should
be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly
) and click Calculate Now. To view the different results of your
calculation, click on the various tabs. To mail yourself a copy of your results,
click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %


Ed Swindell, Realtor-Broker
Berkshire Hathaway HomeServices

McMillen and Associates Realty
1004 N. Berkeley Blvd.
Goldsboro, NC  27534

919-223-0222 Cell
919-778-9500    Office
919-778-2852    Fax




Our Listings

35 photos
206Natural Drive
Windfield Village $254,900 3,055 sq. ft. Single Story Residential
21 photos
410 Daniel Drive
Mimosa Park $184,900 2,165 sq. ft. Single Story Residential
5 photos
116 N. Center Street
Downtown $140,000 2,400 sq. ft. 2 Story Commercial
Sale Pending
5 photos
1113 E. Mulberry Street
3,679 sq. ft. Single Story Residential
7 photos
2811 McClain Street
Northeast Goldsboro $99,900 1,540 sq. ft. Single Story Residential
1 photos
217 N. John St
Downtown $34,000 3,500 sq. ft. Single Story Residential


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