Ed Swindell - Goldsboro Real Estate For Sale
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Homes For Sale - Goldsboro, Pikeville, Mount Olive, Seymour Johnson AFB (SJAFB), all of Wayne County

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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help
you determine loan amounts, mortgage qualification, or whether you should
be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly
Income
) and click Calculate Now. To view the different results of your
calculation, click on the various tabs. To mail yourself a copy of your results,
click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Contact


Ed Swindell, Realtor-Broker
Berkshire Hathaway HomeServices

McMillen and Associates Realty
1004 N. Berkeley Blvd.
Goldsboro, NC  27534

919-223-0222 Cell
919-778-9500    Office
919-778-2852    Fax

ed@themcmillengroup.com

 

 


Our Listings



PhotoAddressLocationNeighborhoodPriceSizeStyleType
1 photos
224 N Center Street
Downtown $210,000 2 Story Commercial
27 photos
204 Clayside Drive
Planters Ridge $166,500 1,408 sq. ft. Single Story Residential
23 photos
510 Oak Forest Road
Oak Forest $124,900 2,025 sq. ft. Ranch Residential
14 photos
208 Robin Lake Dr
Robin Lake $118,900 1,708 sq. ft. 1 1/2 Story Residential
3 photos
201 East Mulberry
Downtown $110,000 3,531 sq. ft. SINGLESTOR Residential
Sale Pending
14 photos
1502 Laurel Street
Woodford SALE PENDING
$84,900
SINGLESTOR Residential


 

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